みなさんこんにちは、元店舗型現金化業者の芝 弘幸(しば ひろゆき)です。
今回は『オンラインキャッシュ』というクレジットカード現金化業者をご紹介いたします。
この業者は、創業10周年で現金化業界でも珍しい出張サービスを行っており、実際に対面して取引ができるため利用者からすると安心感があります。
また、キャッシュバック方式を取り入れており、プランによっては換金率が最大97％で非常に魅力的な業者のように思いました。
キャッシュバック方式とは、商品を購入する事で現金をてにする事ができる現金化方法です。
詳しくは【キャッシュバック方式とはどのような現金化方法なのか？】をご覧ください。
それでは実際に利用した人の口コミ評判から真実の現金化サービスを調査いたします。
はじめに会社概要をご覧ください。
オンラインキャッシュの会社概要
| オンラインキャッシュの会社概要 | |
|---|---|
| 代表者 | 江口 晃 |
| 営業時間 | 平日 9:00～19:00 定休日 土曜･日曜･祝日 |
| 決済方法 | クレジットカード決済 |
| 申し込み方法 | 電話・メール |
| 入金時間 | 最短10分 |
| 換金率 | 最大97％ |
| 所在地 | 〒150-0043 東京都渋谷区道玄坂1-22-8 |
以上がオンラインキャッシュの会社概要となります。
オンラインキャッシュは営業時間が平日の9:00～19:00となっており、その日の内にお金を必要としている場合には平日の14:30までに申し込みを完了しなければならないため、大手の業者に比べると利便性に欠けていることがわかるでしょう。
また、土日祝日は定休日となりますので申し込みをしても翌営業日に連絡が来ることを頭に入れておかなければなりませんね。
口コミからわかるオンラインキャッシュの換金率
オンラインキャッシュでは2つのプランがあり、最大換金率は97％となっています。
それでは最大換金率は適用されるのでしょうか。
実際に利用した方の口コミをご覧ください。
オンラインキャッシュの口コミ一覧
- 『利用金額が5万円からだったのが不便ですね。換金率は74％でした。』
- 『支払日までの日数に余裕があったから、換金率の高い商品到着お振込プランを利用したけどちょっと面倒だし、75％でしたよ』
- 『やっぱりここも決済手数料とか言われて換金率表よりかなり下げられました』
- 『74％の換金率に満足はしてないけど前に利用した業者よりはマシ！』
以上、利用者の口コミを抜粋しました。
利用者の口コミから真実の換金率は72%～75%という結果となりました。
クレジットカード現金化では換金率の平均値が75％前後なので、平均に近い換金率といえるでしょう。
しかし、オンラインキャッシュでは利用金額が5万円からとなっており、少額を希望している方は利用しにくいと感じてしまいますね。
また、換金率が高めに設定してある「商品到着お振込プラン」は自宅に商品が届き、必ず開封しないと取引が出来ないようになっている為、同居人がいる場合は現金化を利用したことがばれてしまう恐れがありました。
オンラインキャッシュの調査結果
| オンラインキャッシュの調査結果 | ||
|---|---|---|
| 調査項目 | 調査結果 | 詳細 |
| 換金率 | 72%～75% | 平均値に近いが若干低い。業界内では中の下 |
| 入金時間（新規利用者） | 3時間～5時間 | 遅い。業界内では下の上 |
| 入金時間（リピーター） | 1時間～3時間 | 遅い。業界内では下の中 |
以上がオンラインキャッシュの調査結果となります。
特に利用するメリットも感じられず、総合的に見てどれも平均的なサービスで普通の業者という結果でした。
また、換金率は相場通りで悪質業者ではありませんでしたが、不便に思う点が多いためもっと評判のいい業者を利用したほうがいいでしょう。
もしオンラインキャッシュの利用をお考えでしたら『Answer(アンサー)』という業者をおすすめいたします。
この業者は現金化業界大手が運営しており、安心感とスピーディーな入金に定評があり今話題の現金化業者になります。
キャンペーンがお得で高換金率も期待できるでしょう。
一度お話を聞いてみてもいかもしれませんね。
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